Europe Tourist Visa for Indians — The Schengen Visa Guide

Paris in the spring. Rome in the summer. The Swiss Alps in December. Amsterdam's canals. Barcelona's streets at midnight. Greece's islands glowing white against the Aegean blue. Europe isn't one destination — it's twenty-nine, all accessible with a single visa.

That's the magic of the Schengen Visa. One application, one stamp, and you can travel freely across 29 European countries — from Portugal to Finland, from Iceland to Greece. No border checks, no additional visas, no separate paperwork for each country. You move through Europe the way Europeans do.

For Indian travellers, the Schengen visa is the gateway to the most popular European holiday destinations. Whether you're planning a 10-day Euro trip covering Paris, Amsterdam, and Zurich, or a focused week in Italy, or visiting your child studying in Germany — the Schengen short-stay visa (Type C) covers it all.

But the application process is detail-oriented. You need to apply at the right embassy, submit the right financial evidence, buy travel insurance that meets specific minimum requirements, and build an itinerary that actually makes sense. One misstep in any of these areas can mean a refusal.

At E3 Immigration, we've managed Schengen visa applications for every type of traveller — first-time visitors, multi-country trip planners, business travellers, and families visiting relatives. We know what each embassy looks for, and we make sure your application is airtight.

Visa Type

Schengen (Type C)

Fee

€80

Countries

29

Max Stay

90 Days / 180

Processing

15-30 Days

What Is the Schengen Visa?

The Schengen visa is a short-stay visa that allows you to travel within the Schengen Area — a zone of 29 European countries that have abolished internal border controls. Once you enter any Schengen country, you can travel to any other Schengen country without additional visas or border checks.

DetailInformation
Official NameSchengen Short-Stay Visa (Type C)
Maximum Stay90 days within any 180-day period
Entry TypeSingle, double, or multiple entry (as granted)
Countries Covered29 Schengen member states
Work Allowed?No — you cannot work on a Schengen tourist visa
Study Allowed?Short courses only (no formal degree programs)
Travel InsuranceMandatory — minimum €30,000 medical coverage
FormatPhysical sticker in passport

The 29 Schengen Countries

Your Schengen visa gives you access to all of these countries with a single application:

🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇹 Italy
🇱🇻 Latvia
🇱🇹 Lithuania
🇱🇺 Luxembourg
🇲🇹 Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
🇨🇭 Switzerland
🇱🇮 Liechtenstein

Which Embassy Should You Apply At?

This is where most people get confused — and where mistakes happen. The rule is straightforward but important:

Single Country Trip

Visiting One Country Only

Apply at the embassy/consulate of that country. Visiting only Italy? Apply at the Italian embassy (VFS Italy). Only France? Apply at the French embassy (VFS France). Simple.

Multi-Country Trip

Visiting Multiple Schengen Countries

Apply at the embassy of the country where you'll spend the most nights. If you're spending 4 nights in France, 3 in Switzerland, and 3 in Italy — apply at the French embassy. If equal nights in multiple countries, apply at the country of first entry into the Schengen Area.

⚠️ Common Mistake: Applying at the "easiest" embassy instead of the correct one. Some applicants believe certain embassies have higher approval rates and intentionally apply there — even if their itinerary doesn't justify it. If the embassy discovers your main destination is a different country (through your hotel bookings, flight itinerary, or interview), they'll refuse the application. Always apply at the correct embassy.

Schengen Visa Requirements

RequirementDetails
Valid PassportMust be valid for at least 3 months beyond your planned departure from the Schengen Area, with at least 2 blank pages
Completed Application FormCountry-specific form, completed and signed
Photographs2 recent passport photos per ICAO specifications (35mm × 45mm, white background)
Travel InsuranceMinimum €30,000 coverage, valid across all Schengen states, covering medical emergencies and repatriation
Financial EvidenceBank statements (3-6 months), ITR, salary slips — sufficient for your entire stay
Accommodation ProofHotel bookings for entire trip, or invitation letter with host's ID and address
Travel ItineraryDay-by-day plan including cities, transport between countries, and activities
Flight ReservationRound-trip booking (tentative/hold booking accepted — don't buy confirmed tickets)
Employment ProofEmployment letter, leave approval, business registration (self-employed)
Cover LetterExplaining your travel purpose, itinerary, funding source, and intent to return

Documents Required — Full Checklist

Personal Documents

  • Passport: Valid for 3+ months beyond return date, 2 blank pages, plus copies of all old passports
  • Photographs: 2 photos (35×45mm, white background, taken within last 6 months)
  • Aadhaar card / PAN card: Identity verification
  • Application form: Completed, signed, and dated

Financial Documents

  • Bank statements: Last 3-6 months (some embassies require 6 months). Must show regular income and sufficient balance
  • Income Tax Returns: Last 2-3 years
  • Salary slips: Last 3 months (salaried applicants)
  • Business documents: GST registration, CA certificate, company financials (self-employed)
  • Fixed deposits / investments: Additional evidence of financial stability
  • Sponsor's financials: If sponsored — sponsor's bank statements, employment letter, and a sponsorship letter with undertaking

Travel & Accommodation

  • Day-by-day itinerary: Dates, cities, transport mode between destinations, planned activities
  • Flight reservation: Round-trip booking showing entry and exit from Schengen Area (tentative/hold bookings accepted)
  • Hotel bookings: For every night of your stay — must be cancellable (many embassies accept Booking.com reservations)
  • Inter-city transport: Train bookings (Eurostar, TGV, etc.), bus tickets, or internal flight reservations
  • Travel insurance: €30,000 minimum medical cover, valid for all Schengen states, covering entire trip + 15 days extra
  • Invitation letter: If visiting someone — host's letter with their passport/ID copy, proof of address, and relationship to you

Employment & Home Ties

  • Employment letter: Company letterhead stating position, salary, leave approval, and expected return date
  • Leave approval: Formal leave sanction for the travel period
  • Business proof: GST, registration certificates, current contracts (self-employed)
  • Property documents: House ownership, vehicle registration — showing rooted assets in India
  • Family obligations: Marriage certificate, children's school records

Step-by-Step: Schengen Visa Application Process

1 Plan Your Itinerary & Identify the Right Embassy

Before anything else, finalise your travel plan. Which countries? How many nights in each? This determines which embassy you apply at. For multi-country trips, it's the country where you spend the most nights. We help clients build itineraries that are logistically sound and embassy-compliant.

2 Book a VFS / Embassy Appointment

Most Schengen countries process visa applications through VFS Global or BLS International in India. Book your appointment online. During peak summer (May-August), appointment slots fill up weeks in advance — book early. You can apply up to 6 months before your travel date and no later than 15 days before.

3 Complete the Application Form

Fill out the Schengen visa application form — available online on the embassy or VFS website. Print it, sign it, and date it. Every field must be filled accurately. Some embassies now use online-only forms (e.g., France uses France-Visas portal). We ensure your form is completed correctly for your specific embassy.

4 Arrange Travel Insurance

Purchase Schengen-compliant travel insurance. The policy must meet these exact requirements:

  • Minimum €30,000 medical coverage
  • Valid across all 29 Schengen states (not just countries you're visiting)
  • Covers emergency medical expenses, hospitalisation, and repatriation
  • Valid for the entire trip duration plus 15 extra days

Cost: approximately ₹1,500-₹4,000 depending on the provider and trip duration. Bajaj Allianz, TATA AIG, and ICICI Lombard offer Schengen-compliant policies.

5 Submit Documents & Biometrics at VFS

Visit the VFS/BLS centre on your appointment date. Submit your passport, application form, and all supporting documents. Provide biometrics (fingerprints and photograph). If you've provided biometrics for a Schengen visa within the last 59 months, you may be exempt from providing them again (VIS — Visa Information System stores them).

6 Pay the Visa Fee

Pay at the VFS/BLS centre during submission:

  • Visa fee: €80 (~₹7,200)
  • VFS service charge: ₹1,800-₹2,500
  • Optional add-ons: SMS tracking, courier return, premium lounge

7 Wait for Processing & Collect Passport

Standard processing: 15 calendar days (as per Schengen Visa Code). In practice, most embassies in India take 15-30 days. During summer, it can stretch to 45 days for some embassies. Track your application online via VFS. When processed, collect your passport from VFS or receive it by courier. If approved, the visa sticker will show your validity dates, number of entries, and allowed stay duration.

Schengen Visa Costs

ComponentCost
Schengen Visa Fee (Adult, 12+ years)€80 (~₹7,200)
Schengen Visa Fee (Children 6-11 years)€40 (~₹3,600)
Children under 6Free
VFS / BLS Service Charge₹1,800-₹2,500
Travel Insurance (Schengen-compliant)₹1,500-₹4,000
Photograph (if done at VFS/studio)₹200-₹500
Courier Return (optional)₹500-₹800

* Total cost per adult applicant: approximately ₹10,000-₹12,000. Fees are non-refundable even if the visa is refused.

The 90/180 Rule — Understanding Your Stay Limit

The Schengen visa allows a maximum stay of 90 days within any 180-day rolling period. This is not 90 days per trip — it's 90 days total across all Schengen countries within any 180-day window.

How It Works — Example:

If you enter the Schengen Area on January 1 and stay for 60 days (until March 1), you've used 60 of your 90 days. You have only 30 days remaining before July 1 (the 180-day mark from January 1). If you re-enter on April 1 and stay 30 days, you're at your limit. You cannot re-enter until enough days "fall off" the 180-day window.

⚠️ Overstaying Is Serious: If you exceed 90 days, even by one day, you'll face fines, deportation, and a potential entry ban to the entire Schengen Area. Future visa applications to any Schengen country will be significantly affected. We track our clients' day counts to ensure compliance.

Popular Itineraries for Indian Travellers

ItineraryCountriesDurationApply At
Classic Western EuropeFrance → Switzerland → Italy12-15 daysCountry with most nights
Romantic EuropeFrance → Netherlands → Belgium10-12 daysFrance (usually most nights)
MediterraneanSpain → Portugal10-14 daysSpain or Portugal
Central EuropeGermany → Austria → Czech Republic10-12 daysGermany (usually)
ScandinavianNorway → Sweden → Denmark10-14 daysCountry with most nights
Greek IslandsAthens → Santorini → Mykonos8-10 daysGreece
Italy FocusedRome → Florence → Venice → Milan10-14 daysItaly

Common Reasons for Schengen Visa Refusal

  • Incomplete or incorrect application: Missing signatures, blank fields, wrong embassy — basic errors that cause immediate refusal
  • Insufficient financial evidence: Bank balance too low for the trip duration, inconsistent income, sudden deposits
  • No travel insurance or non-compliant policy: Policy doesn't cover €30,000, doesn't cover all Schengen states, or doesn't cover full trip duration
  • Weak travel itinerary: No hotel bookings, unrealistic day-by-day plan, itinerary doesn't match the embassy you applied at
  • Insufficient ties to home country: No employment proof, no property, limited family obligations
  • Previous visa violations: Overstaying a previous Schengen or other visa significantly hurts future applications
  • Applied at wrong embassy: If your itinerary shows more nights in Germany but you applied at the French embassy, expect a refusal
  • No cover letter or weak explanation: Not explaining why you're travelling, your itinerary logic, or how you're funding the trip
After a Refusal: Unlike UK visitor visas, Schengen refusals come with a specific reason code (listed in the refusal letter). You also have the right to appeal the decision within a specified timeframe (varies by country). We review the refusal reason, determine whether an appeal or a fresh application is the better strategy, and rebuild the case accordingly.

Tips for a Stronger Application

Book Cancellable Hotels

Use Booking.com with free cancellation. You need confirmed bookings for the application, but don't want to lose money if the visa is refused or plans change.

Build a Realistic Itinerary

Don't try to cover 8 countries in 10 days. Officers assess whether your plan is realistic. 2-3 cities per week is reasonable. 5 countries in 7 days is not.

Apply at the Right Embassy

Count your nights carefully. If France = 4, Switzerland = 3, Italy = 3, apply at France. If tied, apply at the country of first entry into Schengen.

Apply Early, Especially for Summer

Summer appointments fill up fast. Book your VFS appointment 4-6 weeks before your planned travel. You can apply up to 6 months in advance.

Why E3 Immigration for Your Schengen Visa?

The Schengen visa isn't complicated — but it's unforgiving. A missing hotel booking, a travel insurance policy that covers €29,000 instead of €30,000, an itinerary that doesn't match your embassy choice — any of these can result in a refusal. And a refusal doesn't just ruin your trip. It creates a negative record that follows you into future visa applications — for Schengen and beyond.

We handle the logistics that trip up most applicants. We build day-by-day itineraries that are embassy-compliant. We verify that your travel insurance meets every Schengen requirement. We organise financial documents to show sustained capacity. And we write cover letters that clearly explain your trip, your funding, and your reasons to return.

Whether it's your first European holiday or your tenth, whether you're visiting one country or six — we make sure the visa is the easiest part of your trip.

Frequently Asked Questions

How much does a Schengen visa cost from India?
The Schengen visa fee is €80 for adults (~₹7,200) and €40 for children aged 6-11. Children under 6 are free. Add VFS service charges (₹1,800-₹2,500) and travel insurance (₹1,500-₹4,000). Total per adult: approximately ₹10,000-₹12,000.
Which embassy should I apply at for a multi-country trip?
Apply at the embassy of the country where you'll spend the most nights. If equal nights in multiple countries, apply at the country of first entry into the Schengen Area. Applying at the wrong embassy is a common reason for refusal.
What is the 90/180 rule?
The Schengen visa allows a maximum stay of 90 days within any rolling 180-day period. This is cumulative across all Schengen countries. Overstaying even by one day can result in fines, deportation, and future visa bans.
Is travel insurance mandatory for Schengen visa?
Yes, travel insurance is mandatory. It must provide minimum €30,000 medical coverage, be valid across all 29 Schengen states, and cover emergency medical expenses, hospitalisation, and repatriation for your entire trip plus 15 extra days.
How long does Schengen visa processing take?
Standard processing is 15 calendar days per Schengen Visa Code. In practice, most embassies in India take 15-30 days. During summer (May-August), it can extend to 45 days for some embassies. Apply 4-6 weeks before travel.